Course Details

CPD COURSE · PRACTITIONER LEVEL · ENGLAND AND WALES

Anti-Money Laundering (AML)

Law, risk, due diligence, reporting and sanctions for practitioners already working in the regulated sector.

TWELVE MODULES · 20-QUESTION KNOWLEDGE CHECK · STATUTORY POSITION AT SEPTEMBER 2026

CPD HOURS

15 hours

ACCREDITED BY

CPD Standards Office

FORMAT

Blended self-paced

SLIDES

PPT Deck

LISTEN

Audio Podcast

QUIZ

Audio Quiz

VISUAL

Infographic

Overview

Anti-money laundering work in England and Wales changed materially between mid-2025 and mid-2026: the fourth National Risk Assessment was published, HM Treasury decided to make the FCA the single supervisor for legal, accountancy and trust or company service providers, the Economic Crime and Corporate Transparency Act’s failure-to-prevent-fraud offence and Companies House identity verification came into force, and the Money Laundering and Terrorist Financing (Amendment) Regulations 2026 replaced euro thresholds with sterling and narrowed the mandatory enhanced due diligence triggers.

This course brings a practitioner’s knowledge up to that position. It is organised around the way the regime actually works — the Proceeds of Crime Act and Terrorism Act offences that create personal liability, the Money Laundering Regulations that create firm-level duties, the suspicious activity reporting system run by the UK Financial Intelligence Unit, and the parallel sanctions regime administered by OFSI — and it uses verified 2024-25 figures and 2025 enforcement cases throughout. Each module contains ten teaching slides, an Apply and Reflect task completed inside the learner’s own practice, and one verified link for further study.

Who this course is for

Assumes familiarity with basic client onboarding. Not an introduction, and not advanced or certified MLRO training.

▸
Solicitors, licensed conveyancers, legal executives and paralegals in conveyancing, corporate, private client and litigation teams

▸
Accountants, bookkeepers, tax advisers and insolvency practitioners

▸
Trust or company service providers, estate and letting agents, high value dealers and art market participants

▸
Compliance, onboarding, financial-crime and MLRO support staff in banks, payment firms, e-money institutions and cryptoasset businesses

▸
Deputy MLROs, compliance officers and partners who approve high-risk clients

Learning outcomes

On completion a learner should be able to:

✓
Explain the principal offences in POCA 2002 ss.327–329, the s.330 failure-to-disclose duty and the s.333A tipping-off offence, and apply the Da Silva test for suspicion.

✓
Describe the authorised-disclosure and consent route, including DAML notice and moratorium periods, and the parallel DATF route under the Terrorism Act 2000.

✓
Identify which activities bring a firm within the Money Laundering Regulations, who supervises it now, and what the transfer of supervision to the FCA will and will not change.

✓
Build or critique a firm-wide risk assessment against regulation 18 using the NRA 2025, the supervisor’s sector risk assessment and the firm’s own data.

✓
Apply standard, simplified and enhanced due diligence using the sterling thresholds and narrowed EDD triggers in force from 30 June 2026, including PEP and beneficial-ownership rules.

✓
Operate ongoing monitoring, record-keeping and the new pooled-client-account requirements, and recognise the control failures behind the 2025 FCA enforcement cases.

✓
Write an internal report and a SAR that an investigator can use, manage client contact without tipping off, and know where to seek support.

✓
Apply financial sanctions screening, freezing, reporting and licensing rules, including the strict-liability civil penalty regime and proliferation-financing assessment.

✓
Recognise sector-specific typologies and red flags, including corporate and trust abuse, property, trade-based laundering, mules and cryptoassets.

✓
Describe governance roles, the failure-to-prevent-fraud offence, training and independent audit expectations, and set a personal action plan.

Career path

Fee earner or adviser in a regulated firm

Core knowledge for daily compliance and for surviving a supervisor file review — also needs firm-specific procedures training (reg 24), professional qualification for the underlying role

Onboarding, KYC or financial-crime analyst

Full coverage of CDD, monitoring, screening and escalation — also needs employer systems training, often a vendor or industry certificate, SMCR certification in some FCA firms

Compliance officer or deputy MLRO

Solid grounding in the regime and its 2025-26 changes — also needs experience of SAR drafting and supervisor engagement, and often a recognised financial-crime qualification

MLRO / nominated officer

A refresher and a map of current changes, not sufficient on its own — also needs seniority, authority and time in the role, approval by the supervisor where required (for example SMF17 in FCA firms)

Trainer or policy author

Verified, sourced content that can be adapted to a firm’s risk assessment — also needs subject expertise, ability to maintain currency against the re-check list

AML competence is a component of many roles rather than a role in itself. The table above shows where this course typically sits; it does not claim that completing it qualifies anyone for these positions, and each role has its own recruitment, regulatory or professional-body requirements.

Course structure

1
Money Laundering: What It Is and Why It Matters

2
The Legal Framework in England and Wales

3
Offences, Defences and the Duty to Report under POCA

4
The Regulated Sector and Its Supervisors

5
The Risk-Based Approach and the Firm-Wide Risk Assessment

6
Customer Due Diligence: Standard, Simplified and Enhanced

7
Ongoing Monitoring, Records, Technology and Pooled Accounts

8
Suspicious Activity Reporting and the UKFIU

9
Financial Sanctions and Proliferation Financing

10
Terrorist Financing: Recognition and Response

11
Red Flags and Typologies by Sector

12
Governance, Enforcement and Putting It into Practice

Each module includes an Apply and Reflect task completed inside the learner’s own practice, plus one verified further-learning link. Modules 8 and 10 open with a practitioner note (support routes include the MLRO, supervision, 999 in an emergency, and the Anti-Terrorist Hotline 0800 789 321), plus a 20-question knowledge check with a trainer-only answer key.

Frequently asked questions

Q. Is this a qualification or a licence to practise?

No. It is continuing professional development for people already working in the regulated sector. Completing it does not authorise anyone to act as an MLRO, a solicitor, an accountant or in any regulated role, and it does not satisfy any supervisor’s registration or fit-and-proper requirements on its own.

Q. Is it accredited, and how many CPD points does it carry?

No accreditation or CPD point value is claimed in this package. Whether it counts towards a professional body’s CPD requirement depends on that body’s rules and on the provider’s arrangements.

Q. Does it satisfy the MLR regulation 24 training requirement?

It can form part of a firm’s training programme, and the content maps to what reg 24 expects. It cannot on its own satisfy reg 24, because that regulation also requires training to be relevant to the firm’s own risk assessment and procedures, with records kept.

Q. Is the content current?

It reflects the position in England and Wales as at September 2026, including the MLRs 2026 (in force 30 June 2026) and the FCA supervision decision of October 2025. Several sources are annual and will be refreshed — the re-check list identifies them.

Q. Does it cover Scotland, Northern Ireland or other countries?

No. POCA and the MLRs extend across the UK, but prosecutors, procedure and supervisors differ in Scotland and Northern Ireland, and the Crown Dependencies, the EU and the US have their own regimes.

Q. Is it legal advice?

No. It is general training material. Specific decisions — whether to report, whether to act, how to handle a client — must follow your firm’s procedures and, where necessary, advice from your MLRO, supervisor or a lawyer.

Q. Who should not take it?

People with no prior exposure to AML will find Modules 3, 6 and 9 dense; an introductory course first would be a better use of their time. It is also not designed for MLROs seeking advanced or certified training.

Q. How is it assessed?

A 20-question multiple-choice knowledge check. The answer key with rationales is trainer-only. No pass mark is asserted; the provider sets one if required.

ANTI-MONEY LAUNDERING (AML) · 15 CPD HOURS · ACCREDITED BY CPD STANDARDS OFFICE · TWELVE MODULES

£25.00

Course Features

Lectures 14
Quizzes 2
Duration Lifetime access
Skill level All levels
Language English
Students 3
Certificate Yes
Assessments Self